Enrolling in Medicare: A Five-Part Series for People Who Are Turning 65
Medicare enrollment can seem daunting. The federal health benefits program is complicated, with multiple parts that offer different services. When enrolling in Medicare initially, an individual has a number of choices to make about their health needs and the services to cover them.
It’s natural for someone who is enrolling in Medicare to have a lot of questions. What are the four parts of Medicare? How are they different? What do they cover? Why do you need them? Which parts should you choose initially? How do you know you’re choosing the right plan? What is Medigap? How is it different from Medicare Advantage? Do I really need to enroll in Medicare when I already have health insurance?
We’re presenting this blog series in the hope that it will demystify the ins and outs of Medicare enrollment especially for people who are turning 65. We’ll start with some of the basics about Medicare – the A’s, B’s, C’s and D’s – and move on to other enrollment topics, like Medigap coverage, the timing of Medicare enrollment and common mistakes people enrolling in Medicare may make. You’ll also learn about some of the resources that are available to help you with your enrollment questions and decisions.
The most important point to know at the outset about Medicare enrollment is to do it. Well before your 65th birthday, begin doing research about the plans and coverage so you have time to learn about your options and can make informed decisions. Then you’ll be more prepared to enroll in Medicare ahead of turning 65. Regardless of other health coverage you might have right now, it’s a smart move to enroll in Medicare by age 65. We’ll give more details and explain why in later entries in this series.
Our first entry in the series Enrolling in Medicare: A Series for People Who Are Turning 65 discusses some of the basics about Medicare: Learning Your A’s, B’s, C’s and D’s.